{"id":13534,"date":"2026-08-31T11:43:15","date_gmt":"2026-08-31T15:43:15","guid":{"rendered":"https:\/\/www.ucf.edu\/financial-aid\/?post_type=faq&#038;p=13534"},"modified":"2026-08-31T11:43:15","modified_gmt":"2026-08-31T15:43:15","slug":"what-changed-with-parent-plus-loans","status":"publish","type":"faq","link":"https:\/\/www.ucf.edu\/financial-aid\/question\/what-changed-with-parent-plus-loans\/","title":{"rendered":"What changed with Parent PLUS Loans?"},"content":{"rendered":"<p>For parent borrowers subject to the new federal limits beginning July 1, 2026:<\/p>\n<ul>\n<li>Parent PLUS borrowing is limited to $20,000 per year for each dependent undergraduate student.<\/li>\n<li>The aggregate Parent PLUS limit is $65,000 per dependent undergraduate student.<\/li>\n<\/ul>\n<p>The aggregate limit applies to borrowing on behalf of that student, including applicable prior Parent PLUS borrowing.<\/p>\n","protected":false},"template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"tags":[96],"class_list":["post-13534","faq","type-faq","status-publish","hentry","tag-federal-financial-aid-changes-ob3"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What changed with Parent PLUS Loans?<\/title>\n<meta name=\"description\" content=\"For parent borrowers subject to the new federal limits beginning July 1, 2026: Parent PLUS borrowing is limited to $20,000 per year for each dependent\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ucf.edu\/financial-aid\/question\/what-changed-with-parent-plus-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What changed with Parent PLUS Loans?\" \/>\n<meta property=\"og:description\" content=\"For parent borrowers subject to the new federal limits beginning July 1, 2026: Parent PLUS borrowing is limited to $20,000 per year for each dependent\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ucf.edu\/financial-aid\/question\/what-changed-with-parent-plus-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"UCF Financial Aid\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/question\\\/what-changed-with-parent-plus-loans\\\/\",\"url\":\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/question\\\/what-changed-with-parent-plus-loans\\\/\",\"name\":\"What changed with Parent PLUS Loans?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/#website\"},\"datePublished\":\"2026-08-31T15:43:15+00:00\",\"description\":\"For parent borrowers subject to the new federal limits beginning July 1, 2026: Parent PLUS borrowing is limited to $20,000 per year for each dependent\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/question\\\/what-changed-with-parent-plus-loans\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/question\\\/what-changed-with-parent-plus-loans\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/question\\\/what-changed-with-parent-plus-loans\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FAQs\",\"item\":\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/faq\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"What changed with Parent PLUS Loans?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/#website\",\"url\":\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/\",\"name\":\"UCF Financial Aid\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.ucf.edu\\\/financial-aid\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What changed with Parent PLUS Loans?","description":"For parent borrowers subject to the new federal limits beginning July 1, 2026: Parent PLUS borrowing is limited to $20,000 per year for each dependent","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ucf.edu\/financial-aid\/question\/what-changed-with-parent-plus-loans\/","og_locale":"en_US","og_type":"article","og_title":"What changed with Parent PLUS Loans?","og_description":"For parent borrowers subject to the new federal limits beginning July 1, 2026: Parent PLUS borrowing is limited to $20,000 per year for each dependent","og_url":"https:\/\/www.ucf.edu\/financial-aid\/question\/what-changed-with-parent-plus-loans\/","og_site_name":"UCF Financial Aid","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.ucf.edu\/financial-aid\/question\/what-changed-with-parent-plus-loans\/","url":"https:\/\/www.ucf.edu\/financial-aid\/question\/what-changed-with-parent-plus-loans\/","name":"What changed with Parent PLUS Loans?","isPartOf":{"@id":"https:\/\/www.ucf.edu\/financial-aid\/#website"},"datePublished":"2026-08-31T15:43:15+00:00","description":"For parent borrowers subject to the new federal limits beginning July 1, 2026: Parent PLUS borrowing is limited to $20,000 per year for each dependent","breadcrumb":{"@id":"https:\/\/www.ucf.edu\/financial-aid\/question\/what-changed-with-parent-plus-loans\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ucf.edu\/financial-aid\/question\/what-changed-with-parent-plus-loans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.ucf.edu\/financial-aid\/question\/what-changed-with-parent-plus-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.ucf.edu\/financial-aid\/"},{"@type":"ListItem","position":2,"name":"FAQs","item":"https:\/\/www.ucf.edu\/financial-aid\/faq\/"},{"@type":"ListItem","position":3,"name":"What changed with Parent PLUS Loans?"}]},{"@type":"WebSite","@id":"https:\/\/www.ucf.edu\/financial-aid\/#website","url":"https:\/\/www.ucf.edu\/financial-aid\/","name":"UCF Financial Aid","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ucf.edu\/financial-aid\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"acf":[],"_links":{"self":[{"href":"https:\/\/www.ucf.edu\/financial-aid\/wp-json\/wp\/v2\/faq\/13534","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ucf.edu\/financial-aid\/wp-json\/wp\/v2\/faq"}],"about":[{"href":"https:\/\/www.ucf.edu\/financial-aid\/wp-json\/wp\/v2\/types\/faq"}],"version-history":[{"count":1,"href":"https:\/\/www.ucf.edu\/financial-aid\/wp-json\/wp\/v2\/faq\/13534\/revisions"}],"predecessor-version":[{"id":13535,"href":"https:\/\/www.ucf.edu\/financial-aid\/wp-json\/wp\/v2\/faq\/13534\/revisions\/13535"}],"wp:attachment":[{"href":"https:\/\/www.ucf.edu\/financial-aid\/wp-json\/wp\/v2\/media?parent=13534"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ucf.edu\/financial-aid\/wp-json\/wp\/v2\/tags?post=13534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}