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Ready to receive your financial aid? Before your scholarship, grant, loan or other award can be disbursed, you need to make sure the following items are complete.

  1. Receive Financial Aid Notification

    Financial Aid Summaries are emailed to incoming freshman, transfer and graduate students. Continuing students are sent an email advising them to check myUCF for their awards for the upcoming year.

  2. Accept, Decline or Reduce Awards

    Only Federal Loan or Federal Work Study award offers can be accepted, reduced and/or declined on your myUCF account. Scholarships and grants require no acceptance. See the Accept, Decline or Reduce Awards page for more information.

  3. Purchase Textbooks

    Students will need to purchase textbooks prior to financial aid disbursement, which begins the second week of each semester. Two programs are offered to assist financial aid recipients with these purchases. See Funds for Textbooks for more details.

  4. Confirm Academic Activity

    To receive federal financial aid, you must confirm that you’re enrolled and participating in classes by completing an academically related activity. See the Confirming Academic Activity for Federal Financial Aid page for more information.

  5. Complete Loan Entrance Counseling

    To ensure you understand your rights and obligations as a first-time student borrower of federal loans, you are required to complete online counseling sessions.

  6. Submit Master Promissory Note

    If this is your first time borrowing a Direct Loan, you must complete the online Master Promissory Note from the U.S. Department of Education.

  7. Expect a Tuition and Fee Deferment

    Tuition and Fee Deferments are provided by Student Account Services to students with anticipated financial aid on file for the term. The deferment extends the payment due date for tuition and fees to a later date in the term. The deferment prevents students from being dropped for non-payment and from being charged a late fee. The deferment only applies to tuition and fees. UCF Housing Office does not offer a deferment for students.

  8. Wait for Disbursement

    Waiting for your financial aid to arrive? Don’t stress. Please be patient while we process payments. Disbursements occur during the second week of classes, after the Drop/Swap and Add period has ended. Money is disbursed to students who have successfully completed all steps in the financial aid process. Students are strongly encouraged to establish direct deposit with the University of Central Florida. Direct deposit prevents delays due to lost checks or change of address. To enroll, sign in at and click Student Self-Service.

    Meanwhile, you can learn more about the disbursement process and understand any changes that may take place.